Way to Survey-Way to make money at home, paid surveys

I have about 25k in student loan debt, at 9% interest.
At this rate, I'll end up paying 37k+ [until the year 2017]…

However, I can pay it off completely NOW on a credit card, with a 3.99% FIXED rate APR, until the balnce is paid off. This credit card currently has a zero balance.

So, no matter how long it takes me to pay off this credit card, the APR will never go above 3.99%.

Do you think this is a good idea? Bad idea ??
Why or why not ??
Thanks!
I asked this question 2x in both the Finance and Credit categories but got no responses.
Thanks.

Please give a two word answer, (love or respect) and (male or female). I know a lot of you say both and, you can't have one without the other and have long opinions to write. Just separate the two word answer from your opinion. It's easier to count the totals.

I have asked this question several times to get enough Qualified responses.

Current total of Qualified Answeres: 125
Men for Respect: 20
Men for Love: 11
Women for Respect: 64
Women for Love: 30

I'm a childcare provider, wanting feed back from parents to ensure they are happy with the care they are receiving at this time, as well as new services that are to be offered in the near future. Allowing them a voice without the worry of hurting feelings. I would like to get their true input.

can someone please explain this for a stupid like me?
i have never been able to understand how to invest or anything like that.

I want to know if anyone knows of a real website that pays you to take online surveys. All of the ones that I have tried are fake. They don't pay. Please let me know. Thank you.
They have to be free to, some of the sites charge membership fees, and also some of them you have to buy something. It has to be free thank ;you.

Right now i stay at home with my son, and i'm looking to make some extra money. this one site i came across seems legit, but i wanna know if anyone ever has herd of it… if not, do you know another paid survey site that is good to do or anything that i can do while being at home to make some extra cash. the site is .. www.CoolMoneyNow.com they make you pay 39 bucks to get into the membership, then you can start right away and do surveys for major companys. if by 30 days you are not happy with it, they say you can get your money back no questions asked.. what do you think.

what and how do you make money answering surveys, and where is the best paid e-mail readings at.

Race?(White, Asain, Hispanic, African American etc…)

Age?( 15, 16, 17, 18 etc..)

Grade?(Freshmen, Junior,etc…)

Gender?(Male, Female)

How much time do you spent Watching television?(1 hour, 2 hour, 4 hours etc..)

How much time do you spent doing your Homework?(2 hour, 3hour etc..)

Which Homework do you do the most?(Math, English, Science, Art, Social Studies etc..)

Which Television Genre do you watch the most?( Movies, Shows, Comedy, Entertainment, Horror etc..)

Which do you Prefer?( Tv or Homework )

How are you doing at school? (Good, Bad, Need Improvement, Okay etc..)
Please try to answer all questions. Thanx you so much.